RSS FeedCredit Acceptance Corporation
25505 W 12 Mile
Southfield, MI 48034
800-729-7633
This was for a car loan that my long time ago ex-girlfriend wrecked the car and left me. I did not have the money to get it fixed and did not have the money to pay due to my bank account being depleted. The date of last activity is 08/2001. So by my account this should come off August of 2008, right? But here is the funny part. Look at the chart below that shows on my EQ report:
25505 W
Archive for the ‘credit debt’ Category
Anyone ever Delt with these Guys? [credit acceptance corporation] [funny part]
August 21st, 2011 
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Finally some success [happy dance] [journey]
August 20th, 2011 admin I'm a little happy dance. This is the first major success I've had on this trip. Long way to go, but finally I have a feeling it could be done!
easy trade lines to get [mbna] [chase]
August 20th, 2011 admin If I have a hunt for a 5000/5700
and MBNA 2700/5000
and a Citi I 0/4000
if a simple line trading, it will help with util?
Geez are all the CA sue happy right now? [credit management] [acco]
August 20th, 2011 admin I received a pre-legal notice from Midland Credit Management today. I do not remember ever receiving anything from them. Even looking back at my old collection notices, which is not one of them of them. I even have a different CA reporting this debt on my CR. Time to send a DV.
They gave me this wonderful information, however:
! “Your credit report is updated with the payments be made”
“As soon as you repay all of your agreed payment (s) to your account, your credit report wil
Should I use 1-2 punch on this? [current management] [cras]
August 20th, 2011 admin I have made an old bank account because of overdrafts was and I paid the bank. This was 4 years. I sent a general dispute to TU and it came back verified. So I called the bank and see if they could remove it, and I'm still a customer of them. However, the bank has since changed its name from 4 years ago, so under the current management of the bank said they were not reporting this to the rating agencies and they could see that the account was paid off. So now the bank is going to give me a P
Midland & an old, old debt [cap one] [capital one]
August 20th, 2011 admin I received a letter from Midland today tells me that she recently bought an old Capital One account from me and they would like to pay by 75% from the balance on the debt. NOT. The Capital One account is no longer on my credit report. The last day of the activity on the Cap One account is past SOL WhyChat 12/1999.
Do I send letter to Midland? Is that the correct letter to send?
Thanks.
Possibilities of a 700? [baddie] [feb march]
August 20th, 2011 admin I wonder now, my PR has gone from EQ and TU, but still EX .
Is it possible to achieve a 700 score with a 6 years villain? Cap1 reaged to 6 instead of deleting it off on time, so I wait until July 08.
My TU has a CO from the fact that LVNV being updated constantly. In an attempt to confuse the SOL to wait with them even further.
MY EQ has paid off because CO from Cap1 in July 08.
EX . I do not go there ourselves. FROZEN
Can I hit 700 from Jan-March on EQ and TU?
An
Besides MyFico and Truecredit, what options are there? [cancel button] [myfico]
August 20th, 2011 admin I do not want to pay another $ 16 to myFICO, a credit score. So far I've only got Equifax, and not the other second
Truecredit do not work for me. I have the free annual credit Web site, and I think I pretty mixed up. He asked for a very old loans, and I clicked the wrong button and now I can not get True Credit work at all. It always says I have an account, although I do not have. I tried to take on the Cancel button. It did nothing. I tried to log in when clicking on Help and it says
they ought to teach "credit" in high school [secured credit cards] [fcra]
August 19th, 2011 admin I swear, I have learned so much from CB. I thought I was reasonably well educated about finances and credit when my credit debacle happened. I even thought I was the right steps to my credit repair. Boy I was an idiot.
just some of the basic things such as secured credit cards to rebuild, how to effectively fight with a CA, what if a credit rating agency will also tell exactly what is fair reporting, principles of FCRA and FDCPA, recovery, loan mix and countless other bits oh so valuable i
is this just an invite to rack up violations? [boa] [bbb]
August 19th, 2011 admin I have been in a fight with BoA BBB that will not listen to me and was FACTA.
Anyway they always say, now that I can not get detail of a CA it. And that they .
“will no longer respond to further correspondence” Of course, the CA was DV'd and that 30 days came and went and no response.
But with what BoA said, it means basically, I mean, FACTA, a letter writing for every month and let them just keep up to injuries?