Archive for the ‘line of credit’ Category

Does Nebs report or not? [score builder] [due accounts]

I've had an account NEBS for a year to now and then, but never to DNB report. Finally I called the credit department and the head of reporting for NEBS called me back and said, opening it only report on overdue accounts. “Net 30's, who pay on time do not get reported,” He also said that when I bought the score client with DNB, yours is not able to confirm my good payment history – prohibit their lawyers. So my question is whether NEBS report or not? If not, I'll start my order checks

How often does Citi Report? [gas cards] [office depot]

Did I read that somewhere Citi secured card only quarterly? I have Office Depot, Staples since April, it reported quickly, Lowe's reported within a few weeks. But have started any gas cards, shows everywhere. Who?

Starting new business is Feb. 2010 [automotive repair shop] [administrative portion]

I am opening a general automotive repair shop when I live. It's going to be a 51/49 split in ownership between me (51) and my best friend of 13 years (49). We have a friend who owns a current shop and is retiring and is willing to lease us the shop, turn key, for 12-24 months and we even have a 2-3 month grace period to start paying after we open. I'll be doing the administrative portion at the end of every day and still work my normal day job until the business takes off so I will be ta

Hard Personals for Biz checking, blech! [wamu] [personal accounts]

Ive had 2 pulls hard from BoA last year for personal accounts. I really do not want another one if I get my biz checking.
Is this common for most banks? Ive had my personal account with my CU for like 5 years, so I wouldnt know whether to take any when I opened my accounts.
My question is what good banks DONT pulls it difficult for biz Chex?
I have SunTrust, RBC, BoA, Wachovia, BB u0026 T, and most other major banks in my area (No. WaMu).