RSS FeedTo be notified or does it show on your CR if you go with another service or the actual rating agencies on the ground. Or will it show up as EQ or EX back door. Im just curious because I have read and talk to people about it, happens. I know you can request it, but what happens if you do not put there by the CRA and for whatever reason. Thanks in advance.
Posts Tagged ‘cras’
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Positive TL deleted from TU!? [cras] [tl]
September 26th, 2011 
admin My Lowe's TL, which had only 30 days, all three rating agencies reported ever since I started the account in 2002 if I remember correctly, I update my TC today and the total TL is gone TU.
Anyone, why something like this would happen and how can I fix it?
Pulling my hair out! Please help! [cras] [green card]
August 25th, 2011 admin Some background: I was a few months sued by LVNV Funding. They could not prove that the debt was mine so the case was thrown out. I disputed the item with all three rating agencies and they all came back as verified. I then DV'd the CA and controversial, and back again with the rating agencies after receiving the green card. No response from the CA at all, so I called them last night (I know I will do everything in writing, but I was furious, so I called in the hope of getting some jerk on t
Should I use 1-2 punch on this? [current management] [cras]
August 20th, 2011 admin I have made an old bank account because of overdrafts was and I paid the bank. This was 4 years. I sent a general dispute to TU and it came back verified. So I called the bank and see if they could remove it, and I'm still a customer of them. However, the bank has since changed its name from 4 years ago, so under the current management of the bank said they were not reporting this to the rating agencies and they could see that the account was paid off. So now the bank is going to give me a P
Incorrect lates vs. bankruptcy showing up, which is worse [cras] [foreclosure]
August 19th, 2011 admin I have a mortgage showing two 120-day late pays. These are incorrect and, in fact, are posted to a time which was months after I filed BK.
Previously, this line was listed as currently late 180+ days and in foreclosure, and did not list the BK. I disputed through the CRAs and everything stuck. So I wrote a letter to the bank stating the law they were breaking and insinuating I might sue. Never received a reply from them, but now my loan is reporting pays as agreed with no foreclosure or no
How Long Does it Take? [cras] [new century]
August 10th, 2011 admin I bought my house in the July May.
Made payment in June (first payment) 0.
easy payment made for the month of August (it does for the pay periods per month) .
Still no trace on the mortgage my credit card Reports.
Any ideas how long New Century at CRAs post take?
When does HSBC report to the CRAs? [cras] [fico]
July 30th, 2011 admin I have fulfilled my balance for the payment cut on my HSBC MC before the statement, since I got it back in January My statement on 23 sections of the month. Well, I received a notice that my FICO dropped 22 points SW, because my balance is high, it seems that HSBC actually reports on the 13th.
My cl is only $ 300 and the reporting balance is $ 267, so my utilzation is sucky.
Public Records [cras] [little knowledge]
July 19th, 2011 admin Hi All,
I have searched the boards, I promise, but have gained little knowledge on how to handle this one, if at all possible:
I had a charge off from Crap One in 2001 that appears on all three CRAs. There are a number of inconsistencies on all three and last week I fired off a "Not Mine" verification to the CRAs to see what happens first.
Regardless, going back to that time, I had fallen behind on payments to Crap One and received the summons to appear in district court
EQ Dropped Collection [cras] [eq]
July 16th, 2011 admin Good morning . All
Stumped .
I had a debt to a CA in the sixth December was and I paid off the OC directly in late February this year. Just FYI . I have never had contact with the CA – no known attempts by them, but the collection showed in all three rating agencies such as the first week of March when I first start by checking my CRs.
Two weeks I've noticed for TC and that EQ was not that the CA no longer. I have my EQ report a tough train that day and the CA was definitel
Crap1, what's better, keeping $0 balance or closing the account? [baddie] [cras]
June 24th, 2011 admin After reading on the board, that does not answer crap1 CLS, only balances on credit rating agencies I explained this to my friend that has a crap a map . He then asked the best way to get out of it, I did not, so I wrote this post . He maintains generally a sub-$ 100 credit balance of $ 10K CL . He had the account for over 4 years and have never had a bad guy . What does it do?