RSS FeedOk, here's the deal, I buy a house close to April 08, when I want out of the school. I have a house a few years in the property when I immature and not really ready, was to stop spending my way. I fell on 60 days in my mortgage, selling my house.
According www.freecreditreport.com to my credit score is 639 and climbing.
I have no outstanding arrears.
I 3 credit line without balance
cards
$ 250 $ 1,200 $ 1,200 line without balance
have a few hundred on it,
Posts Tagged ‘credit score’
Please quell my fears! Nervous nancy here [delinquencies] [credit score]
October 14th, 2011 
admin 
Posted in 
Tags: 
Havent made a payment in 6 years on my credit cards. i grew up, now what? [credit score] [credit scores]
October 3rd, 2011 admin heres my story, in the 26, to America about 8 years know, didn't much about credit scores, credit cards and how life turns finally to loans .
6 years old, I opened several tickets paid the entire balance on each of them every month for a little over a year my credit card fine until I put on a 3-month leave $ 9,000 in total as on all cards and havent paid a cent. .
my credit score is now shot, I know this because I have a 3-1 credit report, I would like to improve it, but do not k
AMERICAN EXPRESS: Approved [t travel] [credit score]
September 24th, 2011 admin I just got bored and free to American Express for a green card (I do not need to travel, not the other) 0.
Did not think I would get it because I pulled my EQ FICO and it had an image 4 balance on a credit card I had already paid and my credit score hurt a bit.
EQ was 694 at the time of application, TU was at 688 with the four-figure balance out all of myFICO. Few 30 days lates report about 5 years ago. Once the balance is gone I expect my true Fico to around 710 to 720.
But anyw
Credit Score after Filing Ch 13 [credit score] [ch 7]
September 16th, 2011 admin I have been reading the boards since sometime last year (before we decided to file) and I have noticed that most people's credit scores seem to be extremely low after filing bk (especially Ch 7) – while this is not surprising to me I was surprised to find that mine is currently in the mid 680 range (only 8 months since filing)! We filed Ch 13 in November of last year. I find it strange that my credit score is that close to 700 already – not that I'm complaining – it just seems a good
Joined the 800 club [credit score] [credit car]
September 16th, 2011 admin Ok…..maybe I am being just too sticky?
After years of hard work my credit score has hit the 800's. Drunk on this success I decided to call my bank (TD CANADA) in regards to a Visa offer they sent out. Depending on where you stand with them credit wise they will offer you a Visa APR at prime +1.9, +4.9 , +6.9, or +8.9. Depending where you rank on their credit scale will determine your APR
First up…do i really need another card? I "ONLY" have "one" credit car
What do you think of this explanation by TrueCredit? [personal finance] [credit score]
August 13th, 2011 admin My Fakos are 715, 745, 730
This is one of many statements about how I was added to improve my score:
There are too many personal financial accounts on your credit report. [Experian] may, after too much available credit amount sometimes harm your credit score. Lenders may feel that you have the opportunity to spend more than you might pay back. You might want to consider closing a few accounts or asking your credit limits reduced.
Credit Check Total [credit score] [credit check]
August 4th, 2011 admin Hello there,
I am going to be cancelling my subscription to Credit Check Total today and i wanted everyone to know why. Maybe some other people have noticed this practice with them, but i find it abhorrent and misleading, so i will not be supporting them anymore.
I have spent the past year getting my credit score up. I have watched it dilligently and whatnot. i have a 1st premier credit card (yes, i know) that i have in good standing. i use about 20% of it every month and pay the w
The nuances of credit scoring [credit score] [credit scoring]
July 31st, 2011 admin I get so frustrated with trying to improve credit score DH. It seems like nothing he will confirm . I'm not sure what his current Fico be stupid for fraud alerts, which I asked to have removed a dozen times, but keep reappearing are. In any case, according to its TC scores:
TU – 659
EX – 581
EQ – 661
Here what brings me – For TU, he added:
Delinquent – 1 (I think this is crap its a card that has not been late since Aug. 05 – I have to fight)
Derogatory – 1 (a
Does anyone know the breakdown of points? [credit score] [late payments]
July 19th, 2011 admin For example, how much will affect your current collections would score
Late payments
BK's
Repos
Etc .
I guess I want to know how is your overall credit score is taken into account.
Need help with credit score. [paydex] [credit score]
June 23rd, 2011 admin Hello everyone and thanks in advance, I need to find out how I got my Paydex. exp report was already in 87th Thanks again.