Posts Tagged ‘fico’

Hi guys Newbie Checking in ;) [auto loans] [fico]

Hi everyone, we
me start by saying this forum is great! I was put on this forum (from another forum) because I improve my credit card (600 is low) is required. I have a few cards (maximum limit 5.5k) but none have been established for a long time since I'm only 21st I have had 2 car loans (1 current, 1 paid) and a mortgage. I first start checking my credit card about a year ago and had a mid FICO 700's. I do not really understand why my credit card not improved. I applied for more

How long until FICO's come back up after app spree? [new accounts] [fico]

Wondering how long does it take for my friends FICO back to where it last month, you were before I applied for some tickets and I got new accounts? My FICO went from 795 to 750 level. I had zero questions pre-app and now have 3-4 on each. If they come back to a full 12 months for the scores?

Citi Biz PremierPass Approve $25,000 [fico] [eq]

Applied 13:09 –
09 / 15 Called Online first – Asked whether to reject or approve: rep answered call you back less than 18 September ~ 20 (process now)
09/19 Called 2nd – Asked whether approve or reject it again: rep answered my application was approved $ 25,000 and you receive the card I get to Oct. 02
Once Citi Biz PremierPass applied on Sep 13,
my FICO was 705 (EX), 759 (EQ) 740 ( TU)
my padex 80 (low 4 trades) u0026 biz Exp 65 (low 1 trade). Citi
Fortunately

When does HSBC report to the CRAs? [cras] [fico]

I have fulfilled my balance for the payment cut on my HSBC MC before the statement, since I got it back in January My statement on 23 sections of the month. Well, I received a notice that my FICO dropped 22 points SW, because my balance is high, it seems that HSBC actually reports on the 13th.
My cl is only $ 300 and the reporting balance is $ 267, so my utilzation is sucky.

Please explain FICO. [fico]

So today I went to get my myFICO scores, but I'm curious about what exactly I am confused by the website. There are 3 reviews of each office? I get daily pulls?. I guess I thought it was just a FICO that everyone looked at, but I do not think . Can I gett all [...]

Is the FICO from Scorewatch the real FICO? [fico] [equifax]

I ordered it from Equifax because discounted price of $ 7.95. I used to let me myFICO. I just want to be sure, its my real FICO.

Where is your FICO at? [fico]

Give everyone a heads-up to do like your results?
Increase?
Decrease?
What you made the difference?
just want to see where each at
These are my notes, within two years of my repair.

I think I am doing this all wrong [brief history] [fico]

Okay .
Brief history: CB were found last fall just defense CAs with DV and learning everything I can.
Have a couple of CA reporting now and several CO's of OC.
I am ready to take the time to actually be active, rather than reactive.
I finally pulled my FICO, and of course received with the message.
I also joined TC, so I could monitor my reports . and of course got the message, try too.
Now I, my arguments are finding only that I do not know where to start .

Fastest way to raise FICO when I have no debts. [fico] [credit cards]

Lets say I have 3 credit cards with $ 15,000, $ 10,000, and $ 2,000, or borders. What is the most effective ways to create a FICO, the increase to some 700 already with these three cards if the cards have no balances.
Will it up with no fees at all?
Will it go faster to small amounts (between $ 100 and free $ 1,000 / month) and pay in full when the statement produced?
Will it up even more quickly lead to a balance and pay partial or minimum payments for a few months?
Just

Providian Fico Updated [providian] [fico]

At least I, it is now dated 01/02/2005.