Posts Tagged ‘fico score’

OH . MY . GOD! [buttheads] [fico score]

PG checked this morning and noticed I have gained a whopping 40 points on TU, up from 556 596 as. Yes ok . right. Looked to see what had changed, and you're Never Gonna believe, but .
CAPITAL ONE IS GONE !
This is just too good to be true, you know? I have fought these butt heads since August, when I started my credit repair.
So See how a huge increase in my FAKO guests, I just had to check my FICO score (but only for TU). Are you ready? Are you sure? Here it is .

How much of an impact do 3 and 4 year old 30 day lates have? [fico score]

Just curious, how much influence that 30 days has become lates 3 and 4 years old on your FICO score?

Posting TC credit scores in signature [fico score] [credit scores]

I search the board and saw several people explain how they add their FICO score their signatures. I tried this to do it yourself, but with TC credit scores, no luck. Can someone please explain how to do this?

HELPPPPPPPPPPPPPPPPPPPPPPPPP [collection accounts] [fico score]

OK so 2 years ago, I was able to get my Equifax report totally cleared (Chapter 7, all collection accounts etc…) and my FICO score was almost 700. No problem right? I was able to get almost any cc I wanted and life was good following bankruptcy.
Fast forward to 2007, I found out a family member was trying to obtain credit in my name, so I in turn filed a police report and ordered a credit freeze on all my reports. Upon confirmation I was sent copies of all 3 reports and here I get 2 repor

High credit Util is no joke! [credit card balances] [fico score]

I ran the myFICO credit score simulator . check this out:
—–
Best Action – pay from 90% -100% of your credit card balances – Over the next 24 months

Your current FICO Score: 617
Your are simulated FICO score into the next area would be:
697 to 737

—–
WOW! Time pay off some stuff.

Does the "HIGH BALANCE" column on your CR count towards your FICO? [fico score] [cr]

Just ask them the “high balance” column for a credit card on your CR is one of your FICO score?
Or it is only your current balance?

Where is it best to get a credit report and a Real FICO? [cr 39] [fico score]

Right now, I'm always by TrueCredit TU, it shows me all three of my CR's and a guest fako revealed.
Where should I still be able to get my credit reports and my real FICO score? (Please do not say freecreditreport.com, I had them last year and they really stink.)

overwhelmed newbie seeking advice [fico score] [ammount]

Hello, I found your boards a couple of months ago and have been reading them intermitently ever since. I really liked psycho doc's transcripts. My credit is not awful, at least not the ammount of debt i have, yet i still feel horribly overwhelmed, i tend to be much more creative than analytical, and what to do with such and such scenario seems daunting to me. My goal is to get a fico score decent enough to qualify for a house as i have some money saved. I'm hoping some veteran here w

Raise FICO by 100 within 6 months? [fico score] [embarassment]

Hello everyone, can
I not tell you everything that is a pleasure and a relief to find this board. My credit scores have always been a source of extreme embarrassment for me. I almost feel like I am defined as a person. Whether this is right or wrong is irrelevant. I just want to improve my scores!
I really want to buy a house this year and my current Equifax FICO score is 566 USD. Is there a chance, I can say it is 100 points by increasing, July this year?
So far I applied for

My FICO score is 496. How F'ed am I? [chargeoffs] [fico score]

I had my credit card pulled today – my score is 496 . I have no unpaid charge offs except the First Premier bullshit I have to do. I have recently paid off my car, I paid a loan on time, and student loans . and I really have nothing negative on my report there other times by the person I spoke (who offered to do the draw and go with me) with my credit union is a small TL 0.
I can request and get approved to help with it? I do not want something I can easily build secure my history.
Th