RSS FeedWell, I'm currently the Bank of America Privacy Assist for credit monitoring, and IIRC, I pay $ 13 a month for them. Is there anything better, faster, with updates for about the same price? BoA updated only once per quarter. And I have said that their FICO scores are not the most accurate .
Posts Tagged ‘fico scores’
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App spree after losing my 85k with amex [fico scores] [amex]
September 27th, 2011 
admin Here are my results for my application Spree eating since I got my AMEX accounts.
I a question about my scores have:
I had secure credit from AMEX and had my Fakos: TU 768, EX 706, EQ are 664
Got Trucredit and Fakos: TU 724, EX 728, EQ761
Why the large difference in the results? MyFICO not got my FICO score so I accordsing
scorewatch myFICO and it is now 670.
Should do I apply for more cards, or that's enough for now? I think I will be approved for NASA cards<
Do most creditors pull EQ only? [applying for a personal loan] [fico scores]
September 12th, 2011 admin Hi,
So I pulled my FICO scores from myFICO (see sig) and there is a wide gap b / t my EQ scores and the others. For some reason (and I think this is good), the accounts that I opened to help families in the past (which was obviously evil) do not appear on any of my reports except EQ (hence the tank guests). The good part is it does not affect my EX and TU scores.
I'm planning on applying for a personal loan in about a month or so, probably by BoA. Does anyone know the CR drag them
Question for my Son and DIL [fico scores] [dil]
August 6th, 2011 admin Your home is going to Forclosure. It is disabled on 5 October will be auctioned. It has been valued at $ 183,000, but the invitation is to $ 100,000. Home sales in this area are really, really slow now, so we think the invitation should not be too high, but who knows.
She recently started a new job and makes $ 35kA year. My son is no help on the loan, as he is a student. She is only 21 and had a job before. I have no idea what their FICO scores are at this point.
With their employment
What FICO Scores Ignore [fico scores] [fair isaac]
August 6th, 2011 admin This is for novices who wondering.
This Fair Isaac publication could Understanding Your Credit Score.
“FICO scores consider a wide range of information on your credit report, as shown on
pages 8-13
However not to accept them:
■ your race, color, religion, national origin, sex and marital status. law
prohibits U.S. credit scoring from these facts, and any receipt of
public assistance or exercise of any right under the Consumer Protection Consumer
Credi
Ithought this was interesting. [fico scores] [bank of america]
July 21st, 2011 admin I just got a call from the woman that I work with at the Bank of America, as we try to have a mortgage to get. She told me that they are not at all with the FICO score. They use the FAKO scores from the 3 CRA. They said they did not believe in the FICO scores and the actual CRA #. She told me that they, too, of course, would the highest score and the floor of the guest and take over the center of the guests so now we are looking for a raise by 29 points . I get scared even impossible time frame
Inquiries and FICO Scores [cut offs] [fico scores]
July 7th, 2011 admin I know FICO inquries only counts for 12 months for the evaluation of the purposes.
BUT
After an inquiry is 6 months old, it effect you much less? Is there a cut-off to know that people?
How to put FICOs in Siggy? [siggy] [fico scores]
May 3rd, 2011 admin I want to update my FICO scores and I do not remember how I got my scores in my Siggy the first time. I saved the picture of my present values on my computer as a JPEG file. I cannot remember how to download them to photobucket.com. Can anyone help me with some directions to do this? I remember this info was somewhere on the board, but I can not find it. Thanks.
i want to refinance but can my car still qualify? [fico scores] [refi]
April 24th, 2011 admin hi all tried
i for a refinancing with my CU true, but it only takes Vehicles 2007
my car is a 2006 unfortunately I'm out of luck .
i currently owe about 15K with a 15.9% APR – my monthly payment of $ 405/mo
my FICO scores are around the 620-650 range (maybe more now) and I wonder if it is still possible to refi?
i would my monthly payment would be lower, because I want to buy a house next year, but my DTI is just killing me because of this car payment .
on
FICO? $80? Plus, addresses not removed, many questions please! [fico scores] [management forum]
April 9th, 2011 admin Greetings!
I've been on this board for quite awhile, usually lurking. Just received some GREAT advice on the Money Management Forum.
I pulled both our reports from annualcreditreport.com on Wednesday. For whatever reasons Equifax was crappy and now I have to send some written request to some PO Box in Atlanta to get our free reports.
Now.. how do I get the FICO scores without draining the bank account?
It seems rather ridiculous to pay $80.00!
I know we have h